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What to do if you're in an accident
According to the latest
statistics by the National Safety Council, one in eight licensed drivers is
involved in an automobile accident each year. Whether or not you become one of
those unfortunate drivers involved in a collision, the following information can
help you lessen the headaches and expense of an accident. In case of an
accident:
- Don't leave the scene.
- If vehicles are
operable, move them to the shoulder, out of the way of oncoming traffic
- Call for medical
assistance if there are any injuries.
- Provide basic first
aid, but don't move an injured person unless you possess medical or
lifesaving expertise
- In many areas, you have
to call the police Get the officer's name, badge number, police station
address, and phone number. Ask when the accident report will be filed, its
case and report number, and how you can get a copy
- Take careful note of
the date and time of the accident, the street and city, weather and road
conditions, direction and speed you and other drivers were going, and how
the accident occurred.
What you need in your
glove compartment
- Always carry your
insurance card and vehicle registration
- Keep a list of
emergency numbers in the glove compartment at all times
- Keep a medical card
with you if you have allergies to any medicine or you have a condition that
requires special attention
About Rental Cars
- Check your insurance
policy or call your agent to see if you have rental car reimbursement
coverage.
- For an average of $1 to
$2 per month, rental car reimbursement will pay for the cost of renting a
car after an accident while your vehicle's in the repair shop.
- If the accident is not
your fault, the other party's insurance company may provide you with rental
car reimbursement.
Source: http://www.insurancesurf.com.
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